Pete The Sweep & The Stove Gallery are pleased to offer 0% finance payment options on any purchase of £500.00 or more.

General Information Example

Finance is available on all purchases of £500 or more. You can apply in store or over the phone at The Stove Gallery - Harrogate - it's quick, easy and you'll get an instant decision. There is NO administration fee payable on any of our finance schemes. Our online retail finance partner is V12 Finance. Credit is provided subject to status. Simply register, place the goods in your basket, checkout and then click V12 Finance in the checkout process and you will be taken to Order Summary. Here you can select your term and deposit amount, accept our terms and conditions, place the order and pay.

Please Register and make sure your address and billing information is fully complete before trying to purchase your goods. In the checkout area or in order summary please select the V12 Finance option in the bottom right hand side or you will be taken to debit or credit card payment server.

Example finance options

Example Finance Option (Interest Free)

  • Cash Price £1000.00
  • Deposit £200.00 (20%)
  • Amount of credit £800.00
  • Payable by 12 monthly instalments of £66.66
  • Typical APR 0%

Example Finance Option (Classic Credit 15.9% APR)

  • Cash Price £869.00
  • Deposit £86.90 (10%)
  • Amount of credit £782.10
  • Payable by 36 monthly instalments of £28.25
  • Cost of loan £234.90
  • Total Amount Payable £1103.90
  • Typical APR 19.5%

You can apply for credit in several different ways:

Visit our website and select the items you wish to purchase. Then select the: V12 Finance on the Checkout pages.

Or simply visit our Harrogate showroom. However you apply, it takes only a couple of minutes and you get an instant decision

Example Criteria

To apply for finance you must meet the following criteria:

  • You must be over 18 years of age. You must be a UK resident with at least 3 years continual address history. You must be in full time employment, unless retired or a house person with a spouse in full time employment.
  • You must have a UK bank account capable of accepting Direct Debits. The goods must be delivered to your home address.

Benefits Example

Finance is available on all purchases of £800 or more.

Buy the items you want now for a low monthly payment.

Select 12, 24 or 36 month repayment periods based on your preferred option (36 month repayment only available on classic credit).

Choose a higher-spec model for a few pounds more per month. You can include flue pipe & liners, accessories or anything else you may require (we are unable to finance wood & fuel). You can spread the cost of your purchase to minimise your monthly payments.

Choose the finance that suits you

Finance by V12

One-stop shopping: no need to go to a bank to secure funding. Keep cash for day-to-day expenses. Your payments are fixed for the duration of the agreement allowing you to budget more effectively.


Frequently Asked Questions

How much can I borrow?

When checking out, just fill out our easy online application form and you can be approved for up to £10,000 to use for the equipment you wish to purchase. Use our calculator to determine how much you can spend based on your monthly payments. The minimum order is £800.

Is a deposit required?

Yes. A minimum 10% deposit is payable by credit or debit card upon acceptance.

How are my monthly payments paid?

All monthly payments are paid by direct debit from your personal bank account. Typically the first payment will be due one month after the date of the finance agreement and subsequent monthly payments will be due every month for the length of your term on that day of the month.

What type of equipment can I purchase?

Stoves, fires, Liners, ancillaries & flue pipe can all be financed, basically any item we sell excluding wood & fuel. However, please remember that the minimum order is £800.

What length of repayment is available?

You can choose a 12, 24 or 36 month loan repayment period depending upon the APR chosen.

How do I apply?

You can apply on our website or in store.

Can I pay my agreement off early?

You can settle your loan agreement at any time for no extra cost. Simply write to V12 Retail Finance Limited and they will calculate and send you, your settlement figure. Your settlement figure and date are calculated in line with the Consumer Credit Act.

V12 Retail Finance Limited, 20 Neptune Court, Vanguard Way, Cardiff CF24 5PJ.

Call: 02920 468900, or e-mail

Or visit:

V12 Finance